All you own. All you owe. One number. One place.

Every account, pot, ISA, pension, asset and debt in one calm picture, plus the everyday money admin your spreadsheet keeps forgetting.

Create your free account
  • Free while in beta
  • No card
  • No bank linking
  • No ads
The Cavent dashboard showing a net-worth total and recent activity

Who it's for

Is this you?

You already have a system: a banking app, maybe a spreadsheet, and your memory. You half-know you're fine. You just can't see it.

You built a system and stopped trusting it

A tab you update when you remember. Pots, an ISA, a pension, a couple of assets. You built it once and you don't fully trust it any more.

You've never seen the whole number

A current account, an overdraft you dip into, a pension that started itself. Nobody has ever added it all up for you.

The pieces are in too many places

Two old workplace pensions, a SIPP, an ISA, premium bonds, a flat you let out, a mortgage. Nowhere that holds the lot.

Whichever one you are, it ends the same way: every account, pot, pension and debt in one place, in about ten minutes, without linking a thing.

What makes it different

The money admin nobody else tracks

Other apps stop at your balances. The things that actually eat your money have a home here.

Cavent's plans screen showing a trip, an occasion and a project with what each has cost

The whole picture

One honest number, across everything

Current accounts, savings pots, ISAs and your allowance, pensions, property, cars, loans, credit cards, and the money you're owed and owe. Cavent adds it up and keeps a history, so you can see where you stand and how it's moving.

The Cavent net-worth screen breaking down what you own and owe

You enter it. That's the point.

  1. 1

    Set it up once

    A guided walkthrough gets your accounts, pots and pension in. Ten minutes, at your own pace.

  2. 2

    Keep it current

    About five minutes a week if you log your spending, less if you just keep balances up to date. Your salary posts itself either way.

  3. 3

    See where you stand

    One number you can trust, on any device. It only changes when you say so.

No bank linking. Nothing reads your transactions. Cavent only knows what you tell it, which is exactly why it can't get it wrong behind your back.

Privacy

Your numbers, kept quiet

  • Hosted in the EU
  • Encrypted in transit and at rest
  • No ads, no data selling, ever
  • Export or delete everything, whenever you want.
Privacy policyTermsWho processes your data

Why Cavent exists

It started as a spreadsheet I didn't trust.

I'm Josh. I spend my working life pulling scattered numbers into one clear picture for businesses. My own money was the exception: spread across accounts, ISAs, a pension and a car, and living in a spreadsheet I only half-trusted. Cavent is the tool I built to fix that: everything I own and owe, in one number, updated in about five minutes a week.

Questions, answered

Is it really free?
Free while we're in beta, with no card and no limits. If that changes, you'll hear it from me first and anyone already using Cavent gets looked after.
Does it connect to my bank?
No. There's no bank linking and no Open Banking. You enter your figures; Cavent never sees your transactions.
How does it work out my tax and take-home?
From the figures you give it: your salary, your tax region and how your pension is set up, using current UK rates. It's an estimate to keep your picture accurate. It isn't payroll, and it isn't tax advice.
Is this financial advice?
No. Cavent shows you your own numbers. It doesn't recommend products, and it isn't advice.
What happens to my data?
It's yours. Hosted in the EU, encrypted, never sold, never used for ads. Export or delete it at any time.
What can I use it on?
Any browser, and it installs to your phone home screen. Native iOS and Android apps are coming.
Can I get my data back out?
Yes, a full export to a spreadsheet, whenever you want.

Any questions, please email support@cavent.uk and we'll get back to you.

Ready to see the whole thing?

Create your free account

Free while in beta · No card · Takes about ten minutes to set up